How Do You Find Out If Someone Has Life Insurance

How Do You Find Out If Someone Has Life Insurance. Here are some of the best tips for finding that policy. If you don’t know the company involved, the best thing to do is contact the medical information bureau.

from venturebeat.com

How to find out if someone had life insurance if you’re unsure whether your loved one had an existing life insurance policy at all, there are a few places you can look for confirmation: Read through them to see if any regular payments were being made to a life insurance company. Look through the deceased’s papers and address books to find out if they had any life insurance policy in their name.

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It’s likely the deceased was still paying for their policy before they died, in which case you might find withdrawals for premiums in their financial statements. It usually falls to the executor of the will to look for a life insurance policy, but next of. How to find out if someone had life insurance if you’re unsure whether your loved one had an existing life insurance policy at all, there are a few places you can look for confirmation:

If you don’t find the policy, look for life insurance receipts or evidence of payments in a checkbook register.


This online service asks that you enter data about the deceased, such as their name, last known address, dates of birth and death, and social security number. What they will do is search your name to see if there are any life insurance policies on you. National association of insurance commissioners, or naic, has a free online service that could help you locate a loved one's life insurance or annuity information if they die.

Another way to find out if you’re the beneficiary of a life insurance policy is by reviewing the income tax returns of the deceased for the past two years to check the interest income and expenses.


Read through them to see if any regular payments were being made to a life insurance company. It might take a bit of hunting around but there are several ways to find out if someone has life insurance and whether you are due a payout. If you have questions or concerns about life insurance policies purchased without permission, help is available.

If you’re trying to find out if somebody else bought a policy on you, without your consent, then you could talk to your state’s department of insurance.


If they never inform the child about the policy, the child may never know the policy exists. From paper trails and phone calls to digital and online searches, try these ideas to find out if your loved one who has recently passed has a term life insurance policy. Each year, millions of dollars in life insurance benefits go unclaimed by beneficiaries who can't find their deceased loved ones' policies or in some cases.

Work with the insurance company to resolve the issue, if you come to know that someone has taken out a life insurance policy on you.


Assuming you have the authority to look through your loved one’s personal papers (or can get permission), look for the insurance policy itself. Life insurance policy searches can be conducted and, in some cases, lost policies found. If you’re unsure if someone has life insurance, there are ways to find out, including looking at personal belongings, doing an online search, and contacting the insurance commissioner’s office in your state.

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