What Is Variable Life Insurance

What Is Variable Life Insurance. Part of your premium payments will be used to establish the value of your policy, and the rest will be invested across mutual funds, stocks, or. Upon the death of the policyholder, the beneficiaries will receive not only death benefits but also the investment returns.

Timothy Schmidt Prudential
Timothy Schmidt Prudential from news.prudential.com

Variable life insurance is a type of permanent life insurance that provides a death benefit throughout your life, as well as the ability to build cash value through investment options that you can manage. Variable life insurance is a type of permanent life insurance that allows the insured person to place a percentage of their premium payments into the insurer's portfolio of investment accounts. Variable life insurance is a permanent life insurance product with separate investment accounts, and often offers flexibility regarding premium remittance and.

Variable life insurance is a permanent life insurance policy that includes an investment.


Affordable, flexible term life insurance at your pace. It is a policy that pays a specified amount to your family or others (your beneficiaries) upon your death. Policy fees will both reduce investment returns in positive years and extend losses in down years.

Variable life insurance can be considered a creative investment product that provides you with more than just a death benefit.


The amount of the policy's total death benefit payout goes up or down depending on the performance of underlying securities held in the policy. Variable life insurance is a type of permanent (i.e., not “term”) life insurance policy that, among other things, provides a death benefit to beneficiaries. Variable life insurance is a type of permanent life insurance that allows the insured person to place a percentage of their premium payments into the insurer's portfolio of investment accounts.

Variable life insurance is a form of life insurance that combines the characteristics of life insurance and investment.


Variable life insurance policies have higher upside potential of earning cash than other permanent life insurance policies. Variable life insurance policies contain a lot of fees, including some large ones up front. Variable life insurance is a type of permanent life insurance with a varying cash value.

Affordable, flexible term life insurance at your pace.


Variable life insurance is sold by prospectus. A variable life insurance policy is a contract between you and an insurance company. In addition to a death benefit, there's a cash value component that's invested in.

And a multitude of fees throughout the life of a policy.


It offers lifelong coverage as long as the premiums are paid, and it builds up a cash value component. The differentiating characteristics of a variable life insurance policy include. Because you can personalize the product if you work with a credible agent who can secure the best variable life insurances rates on a consistent basis.

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