What Does Life Insurance Means

What Does Life Insurance Means. The term is used by insurance carriers as a way to showcase their value and to let prospective buyers know that the company has the financial strength and. Yes, life insurance is a worthy purchase.

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Principal, lifenet insurance solutions, redmond, wa. Life insurance is a contract where an insurance company agrees to give money to the named beneficiary in the policy once the insured dies. A term life insurance policy covers you for a number of years and then ends, while a permanent life insurance policy usually lasts your whole life.

A life insurance agent markets and sells insurance that pays beneficiaries a lump sum of money when the policyholder dies.


Essentially, in exchange for your premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death. The term is used by insurance carriers as a way to showcase their value and to let prospective buyers know that the company has the financial strength and. For example, one might assign benefits to a bank or other lender to protect against the insured's premature death.

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Life insurance is a contract in which an insurer, in exchange for a premium, guarantees payment to an insured’s beneficiaries when the insured dies. A life insurance assignment means that the death benefit is assigned or transferred for a period of time to either an individual or institution. Term life insurance typically does not include a cash value—it’s a “pure” form of life insurance that offers a death benefit without any investment component.

Life insurance is a contract where an insurance company agrees to give money to the named beneficiary in the policy once the insured dies.


Whole life policies have a cash value that is calculated based on a formula that your insurance company has. Life insurance is used as a means to provide financial security for your dependents upon your unexpected death. Affordable, flexible term life insurance at your pace.

Principal, lifenet insurance solutions, redmond, wa.


Life insurance;is a contract between you and an insurance company. Term life insurance, also known as pure life insurance, is a type of life insurance that guarantees payment of a stated death benefit if the covered person dies during a specified term. What does term life insurance mean?

Agents may sell policies solely to individuals or companies or equally serve both sectors.


In whole life, the maturity date coincides with endowment, or the accumulation of cash value to equal the face amount. Affordable, flexible term life insurance at your pace. You will need to contact your life insurance company to determine how much you will receive when you surrender your policy.

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